Lenders
Receive applicants who match your credit box, with the fields you need to decide quickly. You set the criteria, states, and volume.
SalsaLoan: compare loan options from partner lenders
Change any underlined part to see an estimate. When you’re ready, SalsaLoan matches your request with partner lenders whose criteria fit, so you compare real options instead of filling out the same form five times.
- Free for borrowers
- Soft credit check to see options
- No obligation to accept an offer
From one request to real offers
You tell us once. We do the comparing. The lender you choose makes the final call.
Tell us what you need
Share the amount, what it’s for, and a few details about your income and credit. It takes a few minutes.
See lenders that fit
We compare your request with our partner lenders’ criteria and show the ones likely to consider you, with estimated rates and terms.
Choose and apply
Pick the option you like and finish with that lender. They verify your details, make the decision, and send the funds.
What you can borrow for
Typical ranges across the lending market. Your amount, rate, and term depend on the lender and your profile.
Clear about what we do
Loan shopping is confusing enough. Here is exactly where SalsaLoan fits.
We are
- A loan-matching service. We compare your request with partner lenders and introduce you to the ones that fit.
- Paid by our partners. Lenders compensate us, so there’s no charge to you for using SalsaLoan.
- Careful with your data. We share it only as needed to show you options and as described in our Privacy Policy.
We aren’t
- A lender. We don’t make credit decisions, set rates, or fund loans.
- A guarantee. Not every request will be matched, and not everyone who is matched will be approved.
- A substitute for advice. For tax, legal, or financial planning, talk to a licensed professional.
Built with lenders, brokers, and employers
SalsaLoan is a B2B platform first. We work with partners who want to put better loan options in front of the right people.
Brokers and advisors
Refer clients who need financing and give them one place to compare offers from multiple lenders.
Employers
Offer your team a transparent way to compare loans as part of a financial wellness benefit, without adding work for HR.
Will checking my options affect my credit score?
No. Seeing your options uses a soft credit inquiry, which only you can see and which doesn’t affect your score. If you decide to apply with a lender, that lender will usually run a hard inquiry, which can.
Is SalsaLoan a lender?
No. SalsaLoan is a loan-matching service. We connect you with partner lenders, and the lender you choose reviews your application, makes the credit decision, and funds the loan.
How does SalsaLoan make money?
Partner lenders pay us when we refer applicants or when loans fund. That compensation can affect which lenders appear and in what order. Using SalsaLoan is free for borrowers. Details are in our Advertiser Disclosure.
How fast can I get the money?
It depends on the lender and the loan. Many personal loan lenders fund within a few business days of approval. Business and SBA loans usually take longer because they need more documents.
Questions? Write to the team.
Whether you’re looking for a loan or want to partner with us, you’ll reach a real person in Miami. We usually reply within one business day.
How SalsaLoan works
One request, several lenders, and a clear picture of what each one might offer. Here’s what happens at every step, and what happens to your information along the way.
For borrowers
Send your request
Tell us how much you want to borrow, what it’s for, and some basic details about you, your income, and your housing payment. Business owners add time in business and annual revenue. We ask for your consent before any credit information is requested.
We run a soft check
With your permission, we or our partners may request a soft credit report. Soft inquiries are visible only to you and don’t affect your credit score.
We match you with lenders
We compare your profile with each partner’s lending criteria, such as amount ranges, credit tiers, states served, and income requirements, and show the lenders likely to consider you.
You compare and choose
Review estimated APR, term, monthly payment, and fees side by side. You’re never obligated to accept. If you continue, you finish the application directly with that lender, who runs a hard inquiry, verifies your information, and makes the final decision.
What happens to your information
We use what you share to find lenders that fit and to prevent fraud. We share it with the partner lenders needed to show you options and with service providers who help us run the platform, under contracts that limit how they use it.
You can ask us to access, correct, or delete your information at any time. Our Privacy Policy explains the details and your choices.
How we’re paid
Partner lenders pay SalsaLoan when we refer applicants or when loans fund. That compensation can affect which lenders appear and the order they appear in. It is never charged to you.
Lenders set their own rates and terms. Read our Advertiser Disclosure for more.
How to read a loan offer
When two offers look similar, these are the details that separate them.
- APR
- The yearly cost of borrowing, including interest and certain fees. It’s the best single number for comparing offers.
- Origination fee
- A one-time fee some lenders charge, usually a percentage of the loan and often deducted before you receive the money.
- Term
- How long you have to repay. A longer term lowers the monthly payment but raises the total interest you pay.
- Prepayment penalty
- A fee for paying the loan off early. Many personal loans don’t have one, but check before you sign.
- Total cost
- Everything you’ll pay over the life of the loan. Compare this when the monthly payments look close.
- Fixed or variable
- A fixed rate stays the same for the whole loan. A variable rate can change, and so can your payment.
Ready to see your options?
Send us your request and we’ll show you the lenders that fit.
Loan types we match
The ranges below reflect what’s typical across our partners and the wider market. Every lender sets its own limits, rates, fees, and eligibility rules.
Personal loans
Personal loan
A fixed amount with a fixed payment and a set end date. Use it for almost anything: a move, a medical bill, a wedding, or a gap between paychecks that isn’t going away on its own.
- Typical amount
- $1,000 to $100,000
- Typical term
- 12 to 84 months
- Lenders look at
- Credit history, income, and debt-to-income ratio
- Good to know
- Some lenders charge an origination fee that comes out of the loan amount.
Debt consolidation
Combine several balances, usually credit cards, into one loan with one payment. It helps most when the new APR is lower than the average rate you pay today.
- Typical amount
- $2,000 to $100,000
- Typical term
- 24 to 84 months
- Lenders look at
- Credit history, debt-to-income ratio, and the balances you’re consolidating
- Good to know
- Some lenders pay your creditors directly, which keeps the plan on track.
Home improvement
An unsecured loan for repairs, remodels, or upgrades. You don’t need home equity, and there’s no lien on your house.
- Typical amount
- $2,500 to $100,000
- Typical term
- 24 to 144 months
- Lenders look at
- Credit history, income, and the project amount
- Good to know
- For very large projects, a home equity loan may cost less. We don’t currently match home equity products.
Auto refinance
Replace your current car loan with a new one, to lower your rate, change your payment, or remove a co-borrower.
- Typical amount
- $5,000 to $100,000
- Typical term
- 24 to 84 months
- Lenders look at
- Vehicle age and mileage, loan-to-value, and credit history
- Good to know
- Your car secures the loan. A longer term can lower the payment but raise total interest.
Business loans
Term loan
A lump sum you repay on a fixed schedule. Common uses are expansion, hiring, inventory, and marketing.
- Typical amount
- $10,000 to $500,000
- Typical term
- 6 to 60 months
- Lenders look at
- Time in business, annual revenue, cash flow, and business and personal credit
- Good to know
- Many lenders ask for recent bank statements and a personal guarantee.
Business line of credit
A credit limit you can draw on as needed. You pay interest only on what you use, and the limit refills as you repay.
- Typical amount
- $5,000 to $250,000
- Typical term
- Revolving, with draws repaid over 6 to 24 months
- Lenders look at
- Revenue, cash flow, and time in business
- Good to know
- Some lines charge a draw fee or a monthly maintenance fee.
Equipment financing
Buy vehicles, machinery, or technology, with the equipment itself serving as collateral.
- Typical amount
- $5,000 to $2,000,000
- Typical term
- 12 to 84 months, often matched to the equipment’s useful life
- Lenders look at
- Equipment type and value, time in business, and credit
- Good to know
- Because the equipment secures the loan, approval can be easier than for unsecured credit.
SBA 7(a) loan
Loans made by approved lenders and partly guaranteed by the U.S. Small Business Administration, with longer terms than most business loans.
- Typical amount
- Up to $5,000,000
- Typical term
- Up to 10 years for working capital and equipment, up to 25 years for real estate
- Lenders look at
- Time in business, cash flow, credit, and collateral
- Good to know
- Expect more paperwork and a longer approval process, often several weeks.
We don’t match payday loans or car title loans. If you’re in a financial emergency, a nonprofit credit counselor can help you review your options at no or low cost.
Not sure which one fits?
Tell us what you need the money for. We’ll point you to the loan type and the lenders that make sense.
Partner with SalsaLoan
We connect lenders with borrowers who fit their criteria, and give brokers and employers a straightforward way to help people compare credit.
For lenders
Better-fit applicants, delivered with the data and consent records you need.
Applicants matched to your credit box
You define amount ranges, credit tiers, income floors, loan purposes, and the states you serve. We route only the requests that meet them.
Complete, consented data
Each referral carries the fields you need to decide, plus a record of the applicant’s consent captured under our terms.
Delivery that fits your stack
Receive referrals through an API integration or scheduled secure delivery, with test and production environments.
Reporting you can act on
See referrals, approvals, and funded loans by segment, so you can tune criteria and pricing over time.
How onboarding works
Most lender partnerships follow the same path from first call to full volume.
Intro call
We learn about your products, markets, and goals.
Due diligence
Both sides review licensing, compliance, and data security.
Criteria and integration
We configure your credit box and connect delivery.
Pilot
A limited launch to confirm fit and quality.
Scale
Volume grows as results meet your targets.
For brokers and advisors
Refer clients who need personal or business financing and give them one place to compare offers, instead of shopping lender by lender. You stay informed as your client moves through the process, with their permission.
For employers
Help employees borrow on better terms when they need to. We provide a co-branded way for your team to compare loans, plain-language education on credit, and no extra work for HR. Employee data is never shared with you.
Compliance is part of the product
Borrowers trust us with sensitive information. Partners trust us with their brand. Both depend on doing this carefully.
Licensed partners only
Every lender partner must hold the licenses its products require in the states where it lends.
Consumer protection built in
We design our flows around fair lending, UDAAP, FCRA, GLBA, TCPA, and E-SIGN requirements, and we review partner disclosures before they reach consumers.
Data minimization
We share only the fields a partner needs, over encrypted connections, under written data-protection terms.
No predatory products
We don’t match payday or car title loans, and we expect partners to present costs clearly.
Let’s talk about fit.
Tell us about your products and the borrowers you want to reach. We’ll set up an intro call.
About SalsaLoan
We started SalsaLoan because shopping for a loan shouldn’t mean filling out the same form five times and hoping for the best.
Our job is to make the loan market easier to read, for the people borrowing and the lenders serving them.
Most borrowers only see the lenders that happen to advertise to them. Most lenders spend heavily to reach people who were never going to qualify. Both sides lose time and money.
SalsaLoan sits in the middle. We learn what each partner lender is looking for, learn what each borrower needs, and make introductions only where there’s a real fit. Borrowers get fewer, better options. Lenders get applicants who match their criteria.
We’re a small team based in Brickell, Miami, working with partners across the United States.
What we believe
Clarity over cleverness
We explain costs in plain language and show the numbers that matter, even when they’re not the flattering ones.
Your time is worth something
One request should do the work of many. We ask only for what lenders actually need.
A good match beats more matches
We would rather show you two lenders likely to say yes than ten that probably won’t.
Compliance is part of the product
Consent, data security, and fair treatment are designed in from the start, not added at the end.
Visit us in Brickell
Our team works out of WeWork at Brickell City Centre, a few steps from the Brickell and Eighth Street Metromover stations. Meetings are by appointment, so write to us first.
Frequently asked questions
Answers for borrowers, business owners, and partners. Can’t find what you need? Email info@salsaloan.com.
No questions match that search. Try a shorter word, or email info@salsaloan.com and we’ll answer directly.
For borrowers
Is SalsaLoan a lender?
No. SalsaLoan is a loan-matching service. We don’t make credit decisions, set rates, or fund loans. The lender you choose reviews your application, decides whether to approve it, and sends the money.
Does it cost anything to use SalsaLoan?
No. SalsaLoan is free for borrowers. Our partner lenders pay us, and lenders may charge their own fees, such as an origination fee, which they must disclose before you accept.
Will checking my options affect my credit score?
No. Seeing your options uses a soft credit inquiry, which doesn’t affect your score and isn’t visible to other lenders. If you choose to apply with a lender, that lender will usually run a hard inquiry, which can lower your score by a few points for a while.
What do I need to get started?
For a personal loan: your name, contact details, date of birth, address, income, employment, housing payment, and how much you want to borrow and why. For a business loan: your business name, time in business, annual revenue, and industry, plus details about the owner. Lenders may ask for documents like pay stubs or bank statements later.
How fast can I get the money?
It depends on the lender and the loan. Many personal loan lenders fund within one to three business days after approval. Business loans can take longer, and SBA loans often take several weeks.
What if I’m not matched with any lenders?
We’ll tell you. Common reasons include the amount requested, credit history, income, or the state you live in. It can help to request a smaller amount, add a co-borrower where lenders allow it, or pay down existing balances before trying again. A nonprofit credit counselor can also help you plan.
Can I apply with a co-borrower?
Some partner lenders accept joint applications, which can improve your chances or your rate. Mention a co-borrower in your request and we’ll look for lenders that allow it.
Are loans available in every state?
Availability depends on each lender’s licenses and the laws of your state. Some loan types and amounts aren’t offered everywhere. We only show you lenders that serve your state.
Am I required to accept an offer?
No. Comparing options creates no obligation. You decide whether to apply, and you can stop at any point before signing a loan agreement with a lender.
Credit and privacy
Who sees my information?
The partner lenders needed to show you options, and service providers who help us operate the platform, like hosting and email providers. We don’t share your information with lenders you haven’t been matched with. Our Privacy Policy lists every category.
How do you protect my data?
Data is encrypted in transit, access is limited to the people who need it, and service providers must meet written security requirements. Please don’t email your Social Security number or bank account numbers; we’ll never ask for them by email.
Can I ask you to delete my information?
Yes. Email info@salsaloan.com with the subject “Privacy request.” We’ll verify your identity and delete what we’re not legally required to keep. Lenders you already applied with hold their own records under their own policies.
Will lenders call or text me?
Only if you agree to it when you submit a request. You can withdraw that consent at any time. Reply STOP to any text message, or ask us or the lender to stop calling.
For partners
What kinds of lenders do you work with?
Licensed consumer and commercial lenders, including banks, credit unions, and online lenders, offering personal loans, auto refinance, and small business credit.
How do I become a partner?
Email info@salsaloan.com with the subject “Partnership inquiry,” or use the contact form. We’ll schedule an intro call, then move through due diligence, integration, and a pilot.
Do you work with brokers and financial advisors?
Yes. Referral partners can send clients to SalsaLoan to compare offers. Ask us about referral terms.
How are referrals delivered?
Through an API integration or scheduled secure delivery, depending on your setup. Every referral includes a record of the applicant’s consent.
About the company
Where is SalsaLoan based?
In Miami, at WeWork Brickell City Centre, 78 SW 7th Street, Miami, FL 33130. We work with borrowers and partners across the United States.
How do I contact you?
Email info@salsaloan.com or use the contact form. We usually reply within one business day.
How do I report a problem or file a complaint?
Email info@salsaloan.com with the subject “Complaint” and as much detail as you can share. If your concern is about a loan, contact the lender too. You can also submit a complaint to the Consumer Financial Protection Bureau at consumerfinance.gov.
Contact the team
Write to us about a loan request, a partnership, or anything on this site. We usually reply within one business day.
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Terms of Use
Last updated: September 19, 2026
These Terms of Use (“Terms”) govern your use of team.salsaloan.com and any related pages, forms, and services operated by SalsaLoan (“SalsaLoan,” “we,” “us,” or “our”). By using the site or submitting a request, you agree to these Terms. If you don’t agree, please don’t use the site.
Please read Section 16 carefully. It requires most disputes to be resolved through individual arbitration rather than in court, and it waives your right to take part in a class action. You can opt out within 30 days, as explained there.
1. Who we are
SalsaLoan operates a loan-matching service from 78 SW 7th Street, Miami, FL 33130. We are not a lender. We don’t make credit decisions, make loans, or make commitments to lend, and we don’t guarantee any rate, amount, or term. We operate only where permitted by law.
2. Eligibility
To use the service you must be at least 18 years old (or the age of majority where you live), a resident of the United States, and able to form a binding contract. If you submit a request for a business, you confirm that you are authorized to act on its behalf.
3. What the service does
When you submit a request, we collect information about you and your loan needs, compare it with the criteria of our partner lenders, and show you or introduce you to lenders that may consider your request. Options we display are estimates based on the information you provide and on lender criteria. The actual rate, amount, fees, and terms are set only by the lender after it reviews your application.
We don’t guarantee that you’ll be matched, pre-qualified, approved, or offered any particular product. Our network does not include every lender or every loan product available in the market.
4. Your information
You agree to provide information that is true, accurate, current, and complete, and to submit information only about yourself or a business you’re authorized to represent. You authorize us to verify the information you provide, including through third-party identity and fraud-prevention services.
5. Authorization to obtain credit information
When you submit a request and confirm your consent, you give SalsaLoan and its partner lenders written instructions under the Fair Credit Reporting Act to obtain information from your personal credit profile or other information from one or more consumer reporting agencies. This information is used to show you loan options, to verify your identity, and to prevent fraud.
These are soft inquiries and do not affect your credit score. If you choose to apply with a lender, that lender may perform a hard inquiry, which can affect your score. We will ask you to confirm this authorization before any credit information is requested.
6. Sharing with partners
You authorize us to share the information you provide, and information we obtain with your permission, with partner lenders and service providers as described in our Privacy Policy. Lenders you are matched with may contact you about your request. Each lender has its own terms, privacy policy, and application process, which govern your relationship with that lender.
7. Communications
You agree to receive communications from us electronically, as described in our E-Sign and Communications Consent. We and our partners will call or text you only if you give separate consent to that, and giving that consent is never a condition of using the service or obtaining a loan.
8. Fees and our compensation
SalsaLoan doesn’t charge borrowers to use the service. We receive compensation from partner lenders and other partners, which may influence which options appear and the order in which they appear. Lenders may charge their own fees, which they must disclose to you. See our Advertiser Disclosure.
9. Third-party sites and offers
The site may link to lenders and other third parties. We don’t control and aren’t responsible for their websites, products, decisions, or practices. Any loan you accept is an agreement between you and the lender alone.
10. Acceptable use
You agree not to:
- submit false, misleading, or someone else’s information;
- use the site for any unlawful, fraudulent, or deceptive purpose;
- scrape, crawl, or harvest data from the site by automated means without our written permission;
- interfere with the site’s security or operation, or attempt to gain unauthorized access to any system;
- copy, modify, reverse engineer, or resell any part of the service; or
- impersonate SalsaLoan, a partner, or any other person.
11. Intellectual property
The site and its content, including text, graphics, logos, and software, are owned by SalsaLoan or its licensors and protected by intellectual property laws. We grant you a limited, revocable, non-exclusive license to use the site for your personal, non-commercial purposes. “SalsaLoan” and our logo are our trademarks and may not be used without our written permission.
12. Educational content and calculators
Articles, explanations, and calculators on the site are for general information only. They are not financial, legal, or tax advice, and calculator results are illustrative estimates, not offers of credit. Consider speaking with a qualified professional about your situation.
13. Disclaimers
The site and service are provided “as is” and “as available,” without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement, to the fullest extent permitted by law. We don’t warrant that the site will be uninterrupted, error-free, or secure, or that any lender will make you an offer.
14. Limitation of liability
To the fullest extent permitted by law, SalsaLoan and its officers, employees, and partners will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, data, or goodwill, arising from your use of the site or service. Our total liability for any claim relating to the site or service will not exceed one hundred U.S. dollars ($100). Some jurisdictions don’t allow these limitations, so they may not apply to you.
15. Indemnification
You agree to indemnify and hold harmless SalsaLoan and its officers, employees, and partners from any claims, losses, and expenses, including reasonable attorneys’ fees, arising from your violation of these Terms, your misuse of the service, or information you submit that is false or that you weren’t authorized to submit.
16. Dispute resolution and arbitration
Informal resolution first
Before starting arbitration or a court case, you and we agree to try to resolve any dispute informally. Send a written notice describing the dispute and the relief you want to info@salsaloan.com with the subject “Notice of Dispute.” If we can’t resolve it within 60 days, either party may proceed as described below.
Binding individual arbitration
Except for claims that qualify for small claims court, any dispute arising from these Terms or the service will be resolved by binding arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules. The Federal Arbitration Act governs this section. The arbitration may be conducted by video, by phone, or in the county where you live.
Class action waiver
You and we agree to bring claims only in an individual capacity, and not as a plaintiff or class member in any purported class, collective, or representative proceeding. The arbitrator may not consolidate claims of more than one person.
Your right to opt out
You may opt out of this arbitration agreement by emailing info@salsaloan.com with the subject “Arbitration Opt-Out” within 30 days of first accepting these Terms. Include your name and the email address you used with us. Opting out won’t affect any other part of these Terms.
17. Governing law and venue
These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-law rules, and by applicable federal law. For any matter not subject to arbitration, you and we consent to the exclusive jurisdiction of the state and federal courts located in Miami-Dade County, Florida.
18. Changes to these Terms
We may update these Terms from time to time. When we do, we’ll change the “Last updated” date above, and for material changes we’ll provide additional notice, such as a notice on the site. Changes apply from the date they’re posted and don’t affect requests submitted before that date.
19. Suspension and termination
We may suspend or end your access to the service at any time if we believe you’ve violated these Terms or the law, or to protect the service, our partners, or other users. Sections that by their nature should survive, including Sections 11 through 17, will survive.
20. General terms
These Terms, together with the policies they reference, are the entire agreement between you and SalsaLoan about the site. If any provision is found unenforceable, the rest remains in effect. Our failure to enforce a provision isn’t a waiver. You may not assign these Terms; we may assign them in connection with a merger, acquisition, or sale of assets.
21. Contact
Questions about these Terms? Email info@salsaloan.com or write to SalsaLoan, 78 SW 7th Street, Miami, FL 33130.
Privacy Policy
Last updated: September 19, 2026
This Privacy Policy explains how SalsaLoan (“we,” “us,” or “our”) collects, uses, shares, and protects personal information when you visit team.salsaloan.com, submit a request, or otherwise interact with us. It also explains the choices and rights you have.
1. Information we collect
Information you give us
- Contact details: name, email address, phone number, and mailing address.
- Identity details: date of birth and, when a lender requires it to match or verify you, your Social Security number.
- Financial details: income, employment, housing payment, existing debts, and the amount and purpose of the loan you want.
- Business details: business name, entity type, EIN, industry, time in business, and revenue.
- Communications: messages you send us and your communication preferences and consents.
Information from other sources
- Consumer reporting agencies: credit report information obtained through a soft inquiry, with your authorization.
- Verification and fraud-prevention services: information that helps confirm your identity and protect you and our partners from fraud.
- Partner lenders: the status of an application you make with them, such as approved or funded, which we use for reporting and to calculate our compensation.
Information collected automatically
When you use the site, we and our providers may collect your IP address, device and browser type, pages viewed, referring URL, and approximate location derived from your IP address, using cookies and similar technologies. See our Cookie Policy.
2. How we use information
- To provide the service: match your request with partner lenders and show you options.
- To communicate with you about your request, our service, and changes to our terms.
- To verify identity, detect and prevent fraud, and secure our systems.
- To operate, analyze, and improve the site and service.
- To send marketing messages, where permitted, which you can opt out of at any time.
- To comply with law, respond to legal requests, and enforce our terms.
- To create aggregated or de-identified information that no longer identifies you.
3. How we share information
- Partner lenders and loan providers that may consider your request. They use your information under their own privacy policies.
- Service providers that host the site, deliver email, provide analytics, or support security, under contracts that limit their use of your information.
- Consumer reporting agencies and verification services as needed to obtain credit information and confirm identity.
- Legal and safety recipients when required by law or needed to protect the rights, property, or safety of SalsaLoan, our users, or others.
- A successor business in connection with a merger, acquisition, financing, or sale of assets.
- Anyone else, with your consent or at your direction.
We don’t sell your personal information to data brokers. Because partner lenders pay us when we refer applicants, sharing with them may be treated as a “sale” or “sharing” under some state laws. Section 7 explains your rights.
4. Financial privacy
Some information you give us may be “nonpublic personal information” under the Gramm-Leach-Bliley Act. Where that law applies, we handle the information in line with it, provide any required notice, and honor the choices that notice describes.
5. Cookies and signals
We use strictly necessary cookies to run the site. We use analytics or advertising cookies only if you accept them in our cookie banner. We treat a Global Privacy Control signal from your browser as a request to opt out of the sale or sharing of your personal information for that browser. See our Cookie Policy.
6. Your choices
- Email: use the unsubscribe link in any marketing email.
- Text messages: reply STOP to any message.
- Calls: tell the caller, or email us, that you don’t want to be called.
- Cookies: use the “Cookie settings” link in the site footer or your browser settings.
We may still send you messages about a request you made or about our terms.
7. Your state privacy rights
Depending on where you live, including California, Colorado, Connecticut, Virginia, Texas, Oregon, and other states with comprehensive privacy laws, you may have the right to:
- know or access the personal information we hold about you;
- correct inaccurate personal information;
- delete personal information, subject to legal exceptions;
- receive a portable copy of your information;
- opt out of the sale or sharing of personal information and of targeted advertising;
- limit the use of sensitive personal information; and
- not be discriminated against for exercising these rights.
Information we collect and use under the Gramm-Leach-Bliley Act or the Fair Credit Reporting Act may be exempt from some of these rights.
Categories of personal information (California)
| Category | Examples | Disclosed to |
|---|---|---|
| Identifiers | Name, email, phone, address, IP address | Partner lenders, service providers |
| Financial information | Income, debts, loan request details | Partner lenders, service providers |
| Sensitive personal information | Social Security number, when required | Partner lenders, verification services |
| Commercial information | Loan products you considered or applied for | Partner lenders |
| Internet activity | Pages viewed, device and browser data | Service providers |
| Professional information | Employer, job title, business details | Partner lenders |
| Inferences | Loan products you may qualify for | Partner lenders |
How to exercise your rights
Email info@salsaloan.com with the subject “Privacy request” and tell us what you’d like us to do. We’ll verify your identity by matching information you provide with information we hold, and respond within the time the law requires. You may use an authorized agent with your written permission. If we deny your request, you may appeal by replying to our decision with the subject “Privacy appeal.”
8. How long we keep information
We keep personal information only as long as needed for the purposes described here, including to meet legal, regulatory, tax, and record-keeping requirements, resolve disputes, and enforce our agreements. When it’s no longer needed, we delete or de-identify it.
9. Security
We use administrative, technical, and physical safeguards designed to protect personal information, including encryption in transit, access controls, and security requirements for service providers. No system is completely secure, so we can’t guarantee absolute security. Please don’t send sensitive information like your Social Security number by email.
10. Children
Our service is intended for adults. We don’t knowingly collect personal information from anyone under 18. If you believe a minor has provided us information, contact us and we’ll delete it.
11. Location of processing
Our service is intended for people in the United States, and we process and store information in the United States.
12. Changes to this policy
We may update this Privacy Policy from time to time. We’ll change the “Last updated” date above, and for material changes we’ll provide additional notice, such as a notice on the site.
13. Contact
Questions about privacy? Email info@salsaloan.com or write to SalsaLoan, Attn: Privacy, 78 SW 7th Street, Miami, FL 33130.
Advertiser disclosure and loan disclosures
Last updated: September 19, 2026
This page explains how SalsaLoan is paid, what the numbers on our site mean, and what to know before you borrow.
Advertiser disclosure
SalsaLoan is a free service for borrowers, supported by compensation from partner lenders and other partners. We may be paid when we refer you to a lender, when you submit an application, or when a loan funds. This compensation may influence which lenders and products appear on our site and where and in what order they appear. Each lender sets its own rates and terms.
SalsaLoan does not include all lenders or all loan products available in the market.
SalsaLoan is not a lender
SalsaLoan is a loan-matching service. We do not make loans or credit decisions. Your loan request may be shared with one or more partner lenders, and any loan offer, approval, rate, and term comes from the lender. Not all applicants will be matched or approved.
Representative example
A $10,000 personal loan repaid over 36 months at 13.99% APR, with no origination fee, would have 36 monthly payments of $341.73, for a total of $12,302.28.
This example is for illustration only. Personal loan APRs across the market generally range from about 6% to 36%, depending on the lender, your credit, income, loan amount, term, and state. Some lenders charge origination fees that increase the APR. Your actual rate may be higher or lower than the rates shown on this site.
About rates and estimates
The estimate on our home page uses sample APR ranges for each credit range. It is an educational tool, not an offer or a pre-qualification. APR, or annual percentage rate, is the yearly cost of credit including interest and certain fees. Lenders determine your APR after reviewing your application.
Credit inquiries
Checking your options through SalsaLoan uses a soft credit inquiry, which does not affect your credit score. If you apply with a lender, that lender may perform a hard inquiry, which may affect your credit score.
Availability and licensing
Loans are not available in all states, and loan amounts, terms, and products vary by state and lender. SalsaLoan provides loan-matching services only where permitted by law and holds or obtains any license a state requires for that activity. Licensing information is available on request at info@salsaloan.com.
Business loans
Business loans are for commercial purposes only and are not subject to many consumer lending protections. Lenders may require a personal guarantee or collateral. Read your loan agreement carefully before signing.
Late or missed payments
If you don’t repay a loan as agreed, the lender may charge late fees, send your account to collections, and report late payments to credit bureaus, which can lower your credit score. Borrow only what you can repay, and contact your lender early if you expect to have trouble making a payment.
Military borrowers
Active-duty service members and their dependents have protections under the Military Lending Act, including a 36% cap on the military annual percentage rate for most consumer credit. Partner lenders must comply with the Act where it applies.
Equal credit opportunity
The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal Trade Commission administers compliance with this law for many non-bank creditors.
Questions and complaints
Email info@salsaloan.com. You can also contact the Consumer Financial Protection Bureau at consumerfinance.gov or the Federal Trade Commission at ftc.gov.
E-Sign and communications consent
Last updated: September 19, 2026
This page describes how SalsaLoan communicates with you electronically and, where you agree, by phone and text message. Please read it before you submit a request.
1. Consent to electronic records
By submitting a request, you agree under the federal Electronic Signatures in Global and National Commerce Act (E-SIGN) that SalsaLoan may provide disclosures, notices, agreements, and other records to you electronically, by email or by posting them on the site, instead of on paper. Your electronic agreement has the same effect as a handwritten signature.
This consent applies to your relationship with SalsaLoan. Lenders you apply with will ask for their own consent.
2. Paper copies
You may request a paper copy of any record we provided electronically, at no charge, by emailing info@salsaloan.com with the subject “Paper copy” and your mailing address.
3. Withdrawing electronic consent
You may withdraw your consent to electronic records at any time by emailing info@salsaloan.com with the subject “Withdraw E-Sign consent.” Because our service is delivered online, withdrawing consent may mean we can no longer process your request. Withdrawal doesn’t affect records we provided before we received it.
4. Keeping your contact information current
Please tell us if your email address or phone number changes, by emailing info@salsaloan.com.
5. Hardware and software requirements
- A device with internet access and a current version of Chrome, Safari, Firefox, or Edge.
- A working email account.
- Software that can open PDF files.
- Enough storage to save records, or a printer to print them.
6. Consent to calls and text messages
If you provide your phone number and check the consent box shown when you submit a request, you agree that SalsaLoan and the specific partner lenders identified at that time may contact you at that number about your request, including by calls and text messages made using automated technology, and by prerecorded or artificial voice messages.
- Consent is optional. You don’t have to agree to calls or texts to use SalsaLoan or to obtain a loan.
- Message frequency varies. Message and data rates may apply.
- Reply STOP to any text to stop receiving texts, or HELP for help.
- Mobile carriers are not liable for delayed or undelivered messages.
7. Revoking call and text consent
You can revoke consent to calls and texts at any time and by any reasonable means, including replying STOP, telling a caller, or emailing info@salsaloan.com. We’ll honor your request promptly and share it with the partners you consented to hear from.
8. Call recording
Calls with SalsaLoan may be recorded for quality and compliance. We’ll tell you at the start of a call if it’s being recorded.
9. Contact
Questions about this consent? Email info@salsaloan.com.
Cookie Policy
Last updated: September 19, 2026
This Cookie Policy explains how SalsaLoan uses cookies and similar technologies on team.salsaloan.com, and how you can control them.
What cookies are
Cookies are small text files a website stores in your browser. Similar technologies, like local storage, work the same way. They let a site remember your choices and understand how it’s used.
Cookies we use
Strictly necessary
These keep the site working and secure. They can’t be switched off in our banner, but you can block them in your browser, which may break parts of the site.
| Name | Provider | Purpose | Duration |
|---|---|---|---|
| salsaloan_cookie_choice | SalsaLoan (local storage) | Remembers your cookie choice | Until you clear it |
| __cf_bm and similar | Cloudflare | Protects the site from bots and abuse | Up to 30 minutes |
Analytics and advertising
These help us understand how the site is used and measure our marketing. We set them only after you choose “Accept all” in our cookie banner. If we add analytics or advertising tools, we’ll list them here before turning them on.
Managing your choices
- Use the “Cookie settings” link in the site footer to change your choice at any time.
- Use your browser’s settings to block or delete cookies.
- Turn on Global Privacy Control in your browser. We treat it as a request to opt out of analytics and advertising cookies.
Contact
Questions about cookies? Email info@salsaloan.com.
Accessibility statement
Last updated: September 19, 2026
SalsaLoan wants everyone to be able to compare loans on our site, including people who use assistive technology.
Our goal
We aim to meet the Web Content Accessibility Guidelines (WCAG) 2.2 at Level AA across team.salsaloan.com.
What we do
- Use semantic HTML, labeled form fields, and a logical heading structure.
- Support full keyboard navigation with visible focus indicators.
- Maintain color contrast that meets WCAG AA for text.
- Respect your device’s reduced-motion setting.
- Test with screen readers and at high zoom levels.
Known limitations
Some content from partner lenders, such as their application pages, is outside our control. If you have trouble with a partner’s site, tell us and we’ll raise it with them.
Feedback and help
If something on our site is hard to use, email info@salsaloan.com with the subject “Accessibility.” Tell us the page and what happened, and we’ll respond and help you complete your request another way if needed.